Hello, this card friend. To apply for a credit card, you must be at least 18 years old, have full capacity for civil conduct and responsibility, have a stable job and income, and must not have a bad credit record. Only when these conditions are met can you apply for a credit card. If the bank says you are unqualified when you apply for a credit card, it may be for the following reasons:

1: You don't have a stable job and income, or your job and income don't meet the criteria for applying for a credit card. Maybe your work unit is not recognized by the bank, or the bank thinks that your income level is not enough to repay the credit card debt;

2. The materials you submitted are insufficient, lacking relevant materials, or your materials are not rich in gold. You should provide more valuable financial proof materials to the bank, such as real estate, cars, bank deposits, social security and so on. In your name;

It is possible that you have overdue or other bad credit records before. If you do, it will be difficult for you to apply for a credit card again. When the bank examined your personal data, it found that you had a bad credit record. It is almost certain that your application will not pass, because credit history is the most important thing for banks to review credit card applicants. Once you have a bad credit record, it will not only be difficult to apply for a credit card in the future, but also affect your various.