1, often use credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.

2. It is best to generate bills and spend at least 50% of the total amount every month.

3. Increase the number of places such as holidays, travel and business trips due to short-term needs. , you can apply for a temporary quota, and approval will be easier.

4. The bill of credit card consumption needs to last for 3 months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

5. Use less revolving credit, that is, use less minimum repayment.

6. The cardholder's repayment ability is an important factor for banks to consider. Repayment in full and on time shows that you have good repayment ability, which is the premise of cash withdrawal.

7. Whether it's your personal salary, newly purchased property, or recently bought car, etc. Can be used to prove that your personal assets have increased. Submit this information to the bank and they will regard you as a potential user. Increasing the quota is simple.

Extended data

Precautions for credit card use

1. Credit cards should not be used as debit cards.

Credit cards and debit cards are obviously different, because credit cards and savings cards are different, and deposit banks do not give interest. In addition, saving money is easy, but withdrawing money is difficult. Even if your own money is stored in a credit card, some credit cards will generate withdrawal fees when withdrawing cash.

2. There is a handling fee for full repayment after installment repayment.

Credit card installment repayment, regardless of any bank's credit card, if you want to repay in full after installment repayment, you still have to charge a handling fee, and the handling fee is not small.

3. cherish your quota.

Be sure to cherish your own quota, no matter how much, it is brought by your own credit information. Don't be overdue, once overdue, it will have a great impact on yourself.

4. Credit card overdue repayment

Overdue repayment will leave a bad record, and two bad records may lead to the failure of mortgage loans. Although banks have some flexibility for overdue repayment, such as 1-3 days, different banks have different regulations. In this case, it is best to call customer service for consultation.

Refer to Baidu Encyclopedia-Credit Card Limit