How to replace a lost Bank of Communications card?

First report the loss and then bring your ID card to a bank branch to get a replacement.

When a bank card is accidentally lost, report the loss as soon as possible. Loss reporting is generally divided into temporary loss reporting and formal loss reporting. Temporary loss reporting generally refers to verbal loss reporting over the phone. You can call the service hotline of the card-issuing bank. Some card-issuing banks' telephone loss reporting is effective in a timely manner. Some card-issuing banks only assist in preventing temporary loss reports and do not bear any losses. Temporary loss reports may be automatically lifted after the specified time.

Formal loss reporting refers to a written loss report, which can be handled at the designated outlet of the card-issuing bank. If the bank allows others to be entrusted to report loss on their behalf, then when entrusting others to handle it, the cardholder's power of attorney and relevant documents should be brought along.

After formalizing the loss report, you should pay attention to the effective time of the loss report and the fund changes in the account. If you find any suspicious transactions, you should promptly ask the bank to assist in the inquiry. If the amount is large, you can ask the public security department to file a case for investigation.

When you find that your card is lost outside the location of the card-issuing bank, you should promptly report the loss at a designated outlet. The card-issuing bank can also provide appropriate emergency withdrawal services according to your requirements. The cardholder is not responsible for the amount of losses caused by fraudulent use after the loss report is officially effective.

How to prevent the loss of credit cards and bank cards?

First of all, we need to prevent the physical loss of bank cards. Don't put a lot of bank cards in your wallet to show off your style, because once the wallet is lost or stolen, these bank cards can easily have their passwords cracked or funds stolen. Even if users put their ID cards and bank cards together, criminals can go directly to the bank counter to withdraw funds. If the bank staff is negligent, they will directly report the loss without a password and withdraw the funds.

Don’t sell your bank cards. There are currently many illegal advertisements on the Internet, all of which promote the purchase of blank bank cards at high prices and the high returns that can be obtained to attract uninformed friends to make short-term gains and sell bank cards with their own identity information to criminals. . Once criminals use your bank card to engage in illegal activities, you will be the one who bears legal responsibility!

Keep your identity documents and security devices attached to your bank cards safe. As mentioned earlier, many friends accidentally lost their ID cards and bank cards together, causing losses to their property. In fact, it is not only the ID cards that need to be protected, but also documents such as U-shield, A security device attached to a bank card such as an electronic PIN device. Once these things are lost, the consequences will be disastrous. Criminals may use your ID card to apply for bank cards.

When the bank card is not used, it is necessary to cancel the account in time and destroy the bank card. Many friends just throw it away after there is no money in the bank card. If they don't go to the bank counter in time to cancel the account in time, they think that the card is invalid and can be automatically invalidated after a long time. In fact, it is not the case. If the information on this card still exists, it will be used by criminals. After going to the bank to cancel your account, friends, remember to cut this card in time.

How to replace a lost Bank of Communications credit card

To replace a lost Bank of Communications credit card, the relevant steps are as follows:

1. Report the loss

If a credit card is lost, stolen or possessed by others, the cardholder should report the loss immediately. The risk of misappropriation after a credit card is reported as lost is borne by the bank. Non-password consumption within 48 hours before the loss is reported is covered by card loss protection according to specified rules.

Methods for reporting loss:

Online banking: Log in to credit card online banking and click to enter "Card Management→

Credit Card Loss Report" to easily complete the loss reporting operation.

Mobile banking: Log in to mobile banking and enter "Card Management→

Card Loss Report" to easily complete the loss reporting operation.

2. Card Replacement

When the credit card cannot be used due to loss, damage, breakage, blurred signature, degaussing of the magnetic strip, etc., the cardholder can apply for a new card. The card will be sent to the billing address within 2 working days. The new card and password will remain unchanged after renewal; if the old card is expired within six months, the validity period of the new card will be automatically extended for 3 years.

Handling fee for damaged card replacement: 15 yuan/card (VISA

MINI card 15 yuan/per set or per card). If express delivery is required, an additional 20 yuan express fee will be charged.

Application method: Log in to credit card online banking and click "Card Management" → "Damaged Card Reissue".

Tip: If the card is lost, it can be reissued if it is damaged, broken, the signature is blurred, or the magnetic strip is degaussed.

How to reissue a lost Bank of Communications credit card

If a Bank of Communications credit card is lost, you need to report the loss and reissue it:

If your credit card is accidentally lost or stolen, please call the customer service hotline immediately to report the loss. ;

The telephone loss report will take effect immediately, and the loss report handling fee is RMB 50;

You can also log in to Bank of Communications Personal Online Banking to report the loss;

You must call after reporting the loss The customer service hotline handles card replacement;

Once the loss is reported, the loss report fee of 50 yuan will be deducted immediately;

After completing the card replacement procedure, a new card will be issued on the next working day;

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And mail it by registered mail to the designated address.

Are there any fees for reporting the loss of Bank of Communications credit cards?

A lost credit card may be used illegally, causing damage to your money. Once you find that your credit card is lost, report the loss immediately. So, what are the methods to report the loss of a Bank of Communications credit card, and are there any charges?

1. How to report the loss of a Bank of Communications credit card

1. Report the loss on the Payout Bar APP:

Log in on the Payout Bar APP → Card Life → Card Services → Report the loss and replace the card;

2. Report loss in online banking:

Log in to online banking → Credit card → Credit card management → "Report loss of credit card";

3. Report loss in mobile banking:

Log in→My→Settings→Bank Card Management→Select the credit card to be reported as lost→"Report Loss";

4. Customer service hotline to report loss:

Call Bank of Communications Credit Card Customer Service Hotline 400-800-9888, follow the voice prompts and transfer to manual service to report the loss of your credit card;

5. Report loss of credit at the counter:

Bring your ID card to the counter of a Bank of Communications branch to report the loss, but This method is not introduced because it takes time to rush to the outlet. If there are many people, you have to queue up. You cannot report the loss immediately, which may cause unnecessary losses.

2. Charge Standards for Reporting the Loss of Bank of Communications Credit Cards

To sum up, this is the entire content of the "Methods for Reporting the Loss of Bank of Communications Credit Cards". I hope it can help you. Introduction,

You can quickly apply for various Bank of Communications credit cards, officially authorized, safe and reliable!

That’s it for the introduction on how to replace a lost transportation credit card.