What are the requirements for applying for CCB Platinum Credit Card?
Since credit cards are divided into different levels, the requirements for regular cards, gold cards, and platinum cards are also different. Generally, credit card requirements require people who are over 18 years old and have stable repayment ability. CCB Credit Card Platinum Card is a large-deposit credit card with a limit of more than 50,000. In addition to the basic requirements, it has other restrictions on applicants, as follows: < /p>
1. Use CCB to spend more than 100,000 yuan within one year.
2. Open an account with China Construction Bank for more than one year, and the average monthly deposit balance is more than 500,000;
3. Get a loan with China Construction Bank within one year, with a loan limit of one More than one million yuan, with normal repayments and no bad credit record;
Based on your situation, you can evaluate whether you can apply for a CCB platinum credit card based on your deposit or loan amount with CCB. If you are still unsure, you can call 95533 or go directly to a CCB branch for consultation.
China Construction Bank, a deputy ministerial-level unit, is a large state-owned bank managed by the central government. It was established on October 1, 1954. Its head office is located at No. 25 Financial Street, Beijing.
China Construction Bank’s main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in more than 20 countries and regions, and owns funds, leasing, trusts, life insurance, financial services, etc. subsidiaries in various industries such as insurance.
On February 9, 2022, Forbes released the list of the top 50 global blockchain companies in 2022, and China Construction Bank was on the list.
Company Profile
China Construction Bank Co., Ltd. is a leading large-scale commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in October 1954. The bank was listed on the Hong Kong Stock Exchange in October 2005 (stock code 939) and on the Shanghai Stock Exchange in September 2007 (stock code 601939). The bank's market capitalization at the end of 2019 was approximately US$217.686 billion, ranking fifth among listed banks in the world. The group ranks second among global banks in terms of Tier 1 capital.
As of 2020, the bank provides customers with comprehensive financial services such as personal banking, corporate banking, investment and financial management. It has 14,912 branches and 347,156 employees, serving hundreds of millions of individual and corporate customers. . It has subsidiaries in many industries such as funds, leasing, trusts, insurance, futures, pensions, and investment banks. Its overseas institutions cover 30 countries and regions, and it has more than 200 overseas institutions at all levels.
Branch offices
China Construction Bank has branches outside mainland China in Hong Kong, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), There are overseas branches in the United States (New York), Vietnam (Ho Chi Minh City), Australia (Sydney, Melbourne), Luxembourg, and Taiwan (Taipei), and in Hong Kong, China, the United Kingdom (London), Russia (Moscow), the United Arab Emirates (Dubai), and Luxembourg It has a wholly-owned subsidiary.
Conditions for application of China Construction Bank Platinum Card
Conditions for application of China Construction Bank Platinum Credit Card:
1. Must be over 18 years old and under 60 years old, and be A natural person with full capacity for civil conduct;
2. The higher the income, the higher the pass rate for applying for a China Construction Bank Platinum Card. To apply for a China Construction Bank Platinum Card, the applicant's annual income must not be less than 150,000;< /p>
3. You must have a fixed job, so that the bank will consider approving a card for you. If your company is one of the Fortune 500 companies in the world or one of the top 100 domestic companies, then the success rate of your card application will be higher.
4. When submitting application materials, the more asset certificates you submit, the better. You can submit any real estate certificate, car driving license or large investment and financial management certificate. In short, it is to prove to the bank that you have more assets. money, the higher your passing rate will be;
5. Have a good credit record, because this is the basis for anything you do. No matter what business you handle in the bank, the prerequisites are This is it.
1. What are the benefits of CCB Platinum Card?
1. Distinguished service and value-added enjoyment.
For customers holding platinum cards, dedicated account managers can provide financial services at national (or local) construction bank financial centers, financial windows or VIP rooms, and enjoy various preferential policies to bring you more convenience and dignity. Special financial services and 24-hour VIP hotline services are provided within 365 days;
2. Enjoy air business travel privileges; enjoy aviation accident insurance and public transportation accident insurance. Convenient number selection and identity display. Platinum card holders can choose their own personalization based on their preferences to reflect your noble status.
3. Comprehensive reconciliation and regular delivery (signature required for activation). In order to keep you fully informed of your account balance, statements can be mailed to Platinum Card customers every month.
2. Is the annual fee of China Construction Bank Platinum Card expensive?
The standard annual fee for the China Construction Bank Financial Platinum Card is fixed, which is generally acceptable. However, the China Construction Bank Financial Platinum Card does not charge annual fees, production fees and small account management fees. For China Construction Bank’s Platinum Credit Card, the annual fees for different credit cards are still different.
What are the application requirements for China Construction Bank Platinum Card?
The CCB Standard Platinum Credit Card is mainly issued to mid-to-high-end customers with good credit, high annual income, and who meet the application conditions for Dragon Card credit cards. Our bank will review the applicant based on his or her comprehensive credit. Please refer to the final review result for details.
(In case of business changes, please refer to the actual situation.)
Conditions for application for CCB Platinum Card
The CCB Credit Card Platinum Card is a large-deposit credit card with a limit exceeding 5 Ten thousand. Although the CCB credit card threshold is low, the application success rate is high, and there are a lot of people applying for it, the credit limit is generally not high, so you need to prepare some information to apply for the CCB Platinum Card, and know whether you meet the requirements. I have sorted out the CCB Platinum Card Application conditions are for reference.
Reminder: The limit of CCB Platinum Card is at least 50,000 yuan. It is recommended to apply for it on demand.
1. Open an account with China Construction Bank for more than one year, and the average monthly deposit balance is more than 500,000 yuan; 2. Have a loan with China Construction Bank within one year, with a loan limit of one More than one million yuan, and the repayment is normal and has not occurred;
3. Within one year, use CCB to consume more than 100,000 yuan.
4. Other requirements of CCB. After meeting the above four requirements, you can apply for a platinum credit card.
Tips:
1. Every six months, China Construction Bank will increase the limit of the credit card. As long as the card owner swipes the card frequently and repays on time, the bank will automatically increase the limit of the credit card.
2. The limit of CCB Platinum Card is related to the personal information submitted by the applicant and the overall situation of the applicant.
This concludes the introduction to the CCB Platinum Credit Card application conditions and CCB Platinum Credit Card application conditions and procedures. Did you find the information you need?