China Merchants Financial Credit Payment is an online credit payment product under China Merchants Financial Credit. It functions similarly to a credit card and is a credit payment product that consumes first and pays later. Merchants Union Financial Credit Payment can be used in Merchants Union Financial's own installment mall, education, medical beauty, etc.

1. The background of China Merchants Financial Credit Payment

China Merchants Financial Credit Payment is a licensed consumer finance loan outlet and is supervised and managed by the China Banking and Insurance Regulatory Commission. The shareholders behind China Merchants Financial Credit Payment are China Merchants Bank and China Unicom, and they are very powerful.

2. Operation model

China Merchants Union Financial Credit Payment mainly helps people purchase digital products such as mobile phones in installments, and the loan limit can reach 200,000 yuan. Merchants Union Financial Credit Payment does not require the borrower to provide any mortgage or guarantee, and supports 0 interest and 0 handling fees.

3. Application steps

The application steps for China Merchants Union Financial Credit Payment are very simple. You can apply directly through the China Merchants Union Financial Mobile App and China Unicom Mobile Business Hall. After you submit your loan application, China Merchants Union Financial Credit Payment will complete the approval within 15 minutes to 1 working day.

IV. Application conditions

1. The borrower is between 21-50 years old and has a stable job;

2. Sesame Credit Score For scores above 630, having credit card, mortgage, and car loan records can increase your passing rate.

In general, China Merchants Financial Credit Payment has the characteristics of safe background and convenient application, but its usage is relatively narrow, and you can only use it to purchase phones on China Unicom.

The editor has analyzed the background, operating model, application steps and application conditions of Merchants Union Financial Credit Payment above. Generally speaking, Merchants Union Financial Credit Payment is relatively safe and reliable, and the application requirements are not high. Many people can meet such conditions, so if you need money and want to apply for a loan, you can still find such a company. It’s a loan opportunity. To be honest, the editor has applied for it and thinks it’s pretty good!