If you apply for a credit card at the relevant outlets, you can generally issue the card within 20 working days. If it is the first time to apply for a card, it usually takes about 10 working days. ? If you apply for a credit card through the relevant official website, the review will generally be completed within 5 working days. If it is a new account opening, you need to go to a bank outlet for an interview, and the audit will be completed within 2 working days after the interview. ? It usually takes 1-2 weeks to apply for a credit card through mobile banking. ? How long does it take to apply for a credit card mainly depends on the card application method, as well as the applicant's card application conditions and the degree of detail of the information provided, based on the actual arrival time. ? To apply for a credit card, you must meet the following three conditions: 1. Age requirement: Generally, citizens over 18 years old need to submit their identity documents as proof. ? 2. Stable repayment ability: proof of work and income is generally required. In order to improve the success rate of application and credit limit, it is generally recommended to provide proof of own property, proof of own vehicle and proof of bank assets. The standards for issuing bank cards are different, according to the different requirements of banks. ? 3. Good credit status: that is, you are required to have no bad credit record, and the bank will review it by itself.