The loan amount is determined by the system according to the personal account and credit situation. If you still can't borrow money, there may be something wrong with the system, which makes the operation impossible.

Bad credit

Lending treasure is a credit-based loan product. If personal credit has bad records, such as overdue credit cards, loans overdue, Bai Hua, etc., it will affect the loan. At this time, it is necessary to pay off the arrears as soon as possible, maintain a good credit record, and wait for the system to re-evaluate.

Insufficient repayment ability

Borrowing will evaluate the repayment ability of users. If the repayment ability is insufficient, the system will think that the user is at high risk and may refuse the loan application. At this time, you need to provide enough proof materials to prove that you have enough repayment ability and are eligible for a loan.

Excessive borrowing times

If the user borrows many times in a short period of time, the system may think that the demand for borrowing is too frequent and the risk is high. At this time, it is necessary to wait for a period of time before applying for a loan, or reduce the number of loans and reduce risks.