Hello, if you hold a China Merchants Bank credit card, installment shopping means that your credit card pays the amount of the product in one go, and then you repay it in installments instead of all at once. Installment purchases are interest-free, and there are no handling fees if you purchase by installment through the China Merchants Bank Credit Card Mall. For installment purchases from other websites or merchants, you need to verify with the merchant. \x0d\\x0d\\x0d\ When shopping in installments, you can choose the number of installments, such as repaying in 3 or 6 installments, that is, credit card repayments have cycles, and the "bill date" refers to the card issuer's monthly payment to the cardholder. The accumulated unpaid principal of consumption transactions, principal of cash withdrawal transactions, fees, etc. are summarized, interest is calculated, and the date on which the cardholder should repay the amount is calculated. "Repayment due date" refers to the last date stipulated by the card issuer when the cardholder should repay the entire amount due or the minimum repayment amount (the consumption amount can be repaid before the due repayment date, and the payment must be made no later than the due date). Just pay it back to your credit card before 24:00 on the day of payment). For example: If the 5th of each month is the billing day and the 23rd of each month is the repayment day, then the consumption from the 5th of the previous month to the 4th of this month will be repaid on the 23rd of the month. \x0d\\x0d\\x0d\ If you repay in 3 installments, you can understand that you will repay the loan in 3 installments on the repayment date. \x0d\\x0d\\x0d\?\x0d\\x0d\\x0d\?