Bank loans will depend on the usage rate of the credit card.

Generally speaking, banks will comprehensively assess the customer's credit limit based on the customer's financial resources, spending power, etc. On the contrary, if multiple credit cards applied by customers are used under this credit limit, it can not only ensure the safety of customers' funds and reasonable consumption, but also help the bank to control risks. "The aforementioned relevant person said.

The number of credit cards will not directly affect bank loans, but the use of each credit card and the corresponding credit report will have an impact on loans.