If the user's credit card at the bank is overdue for two years, as long as the user wants to repay the debt, he can proactively contact the bank's manual customer service, conduct preliminary communication and negotiation over the phone, and then go to the bank for the next step. Negotiate. The above is the relevant content on whether the transportation credit card is overdue for two years. Can it be negotiated? Introduction to Overdue Credit Cards of Bank of Communications

If the user’s credit card applied for by Bank of Communications is too overdue and wants to negotiate, the possibility of Bank of Communications agreeing to negotiate is low. Users must be friendly and sincere when negotiating, indicating that the individual is not malicious in refusing to repay, but that there was a problem with his personal financial ability during that period and did not have the ability to repay. If the user has corresponding supporting materials, they can provide them. Show it to the bank. On this basis, the user will continue to work hard to show his personal determination to repay the loan, and finally try to apply for an extension or installment payment, and can also try to apply for a suspension of interest payments. Bank of Communications will comprehensively consider the user. If it agrees, the user must strictly implement the new repayment plan. This article mainly writes about the relevant knowledge points about whether a transportation credit card is overdue for two years. Can it be negotiated? The content is for reference only.