Currently, China Merchants Bank can provide multiple options of 2, 3, 6, 10, 12, 18 and 24 periods. The corresponding handling fee rate for each period is 1.0% respectively. , 0.9%, 0.75%, 0.7%, 0.66%, 0.68%, 0.68%.

For CCB credit card installment repayment, the handling fee is related to the number of installments. Among them, 0.7% for 3 installments; 0.7% for 6 installments; 0.6% for 12 installments; 0.6% for 18 installments; 0.6% for 24 installments;

After the cardholder successfully handles a single installment, the corresponding credit card limit will be occupied. The occupied balance will be restored with each installment until the last installment or all installment balances are paid off in advance.

For a single installment amount that has been successfully processed, the cardholder cannot apply for another installment and choose the lowest repayment method for repayment. If the cardholder fails to repay the remaining balance of the current period's bill on time after the application is successful, or the amount that should be amortized in any installment during the installment period is not fully repaid, it will be regarded as incomplete repayment, and interest or late payment fees will accrue.