Which credit card is easy to apply for quickly?

The credit cards that are easy to apply for quickly include Guangfa Zhenqing Card, CITIC Bank’s JD Baitiao Card, China Merchants Bank YOUNY Card, Bank of Communications’ credit card, Industrial Bank Bank credit cards, etc. are all pretty good. The speed of applying for a credit card from other banks also depends on the specific operations of the bank.

1. GF True Love Card

The GF True Love Card is the first domestic credit card designed specifically for women. There are many cards issued. Applicants generally can apply for this card as long as they have a stable income. Card.

As Guangfa’s True Love Card with the largest number of cards issued, it provides female users with a unique card-swiping consumption experience. Cardholders can choose from catering, entertainment, department stores and travel categories according to their own consumption habits. Choose one of four consumption types and enjoy three times the credit card points discount.

As a member of the majority of female compatriots, a friend of mine applied for a card not long ago. The application process was extremely fast. The friend applied on WeChat. After submitting the information, the bank issued the card within a few minutes. I received a text message with the approval result, and then received the card on the fourth day.

2. CITIC Bank’s JD Baitiao Card

JD Baitiao Card was jointly launched by CITIC Bank and JD Mall. Within a few days of its launch, the number of applications exceeded 100,000. Don't admit that this credit is really magical. The target group of JD Baitiao Card is young people, with low application threshold and fast card issuance speed. It is grandly launched as the first "Internet +" credit card in China. Baitiao Card, which follows the trend of the times, will certainly attract a large number of young users.

Of course, the JD Baitiao Card is not only easy to apply for and suitable for young people, but also has many other advantages. For example, compared with other credit cards that are easy to apply for, the credit limit of the JD Baitiao Card is relatively high. High; when shopping on Jingdong Mall, you can first enjoy a 30-day interest-free payment period, use a small white card to spend, and then enjoy a 50-day interest-free repayment period; you can also enjoy various points, preferential activities, etc.

3. China Merchants Bank YOUY Card

For young people whose jobs are not yet very stable, it is not easy to apply for a credit card. However, China Merchants Bank’s YOUNG Card reduces the cost of applying for a credit card. The threshold for the card is that applicants can easily apply for the card by submitting a bachelor's degree or above when submitting application materials.

Moreover, CMB YOUNG Card has the general benefits of CMB credit cards, such as points, preferential activities, etc. The biggest feature of this card is that the cash withdrawal amount is as high as 100%, which is not available in other CMB credit cards. , and there is no handling fee for the first cash withdrawal amount every month. However, this card is only available to young people under 30 years old (including 30 years old), and friends over 30 years old cannot apply for it.

4. Credit card of Bank of Communications

The threshold for applying for a credit card of Bank of Communications is not high. Applicants only need to provide their ID card and personal photo, and they can basically apply for the card. , the card downloading speed is also faster, and it is more suitable for young people. However, although Bank of Communications' card application is fast, the credit card limit is not very high.

5. Industrial Bank’s credit card

Industrial Bank’s card application is very fast. As long as you provide another credit card, you will receive a text message reply immediately, including whether the application has been approved and the limit. However, the prerequisite for successfully applying for a card is that you do not have any bad credit history.

Which bank’s credit card is the easiest to apply for

Each bank has a wide variety of credit cards with different standards. The following are the credit cards that are easier to apply for

1. Guangfa Bank Credit Card

Guangfa Credit Card has many activities, a large limit, and is easy to apply for. Therefore, GF has many loyal fans. The easiest credit card to apply for is, of course, the GF Zhenqing Credit Card. This card is the first female-only credit card in China, and its 3x points at merchants of your choice have made countless female consumers crazy. More importantly, applying for this card is simple and quick. As long as you provide proof of stable income and personal information, there is no obstacle to applying for this card.

2. China Merchants Bank Credit Card

The best card to apply for is the China Merchants Young Card. This card is one of the most popular cards among young people. White-collar workers who have just graduated can apply, and college students over 18 years old with a formal internship contract can also apply.

If the cash withdrawal limit of up to 100% of the credit limit is not enough, then the first cash withdrawal in each calendar month is free of charge~~

3. Ping An Bank Credit Card

Ping An Bank Credit Card It is very down-to-earth, such as the car owner card for car owners, the standard card for supermarket shopping, the platinum card for airport discounts, and the green channel to go directly to the cinema. Card promotions cover food, fitness, entertainment, shopping, etc. The TOP2 most popular and best credit cards.

4. CITIC Bank Credit Card

CITIC Bank’s online application for credit cards is very efficient. Generally, you will receive an acceptance message from the bank within 24 hours! The verification information is very simple, just make a photocopy of your ID card, and there are many discounts, such as points for refueling, cash back on purchases, free food, free movie tickets, etc. Cards can be issued as quickly as one day, with a maximum credit limit of 100,000. These are the two most worth-buying credit cards from China CITIC Bank.

5. Everbright Bank Credit Card

The installment fee of Everbright Credit Card has always been the lowest in China, with a high approval success rate and the fastest time to get the card. It is well-known among card friends. All pretty good. Ten Yuan Hui Life creates the most affordable food, drink and entertainment activities. Ten yuan to watch movies, enjoy delicious food, wash beautiful clothes, and wash beautiful cars?

6. Industrial Bank Credit Card

Industrial Bank has fewer outlets, but has many activities and benefits. For card lovers who love traveling, the Mango co-branded credit card is indispensable. It is the oldest and most popular card among domestic credit card travel products. In addition, the application success rate is often much higher than other credit cards. Of course, if you can also indicate your intention to travel overseas to the customer service staff during the card application process, then your Mango Card application will be guaranteed!

Which credit card is easier to apply for and easier to pass?

Each bank has different credit card application standards and conditions. Credit cards from small and medium-sized banks are generally easy to apply for, but the credit limit is different. There is no application. It is easier for users who have already applied for a credit card but have not applied for a loan to apply for a credit card. They mainly include: Ping An Bank, Minsheng Bank (female households can apply for women’s credit cards, and male households can apply for Minsheng IN cards), Bank of Communications (Walmart general card), China Guangfa Bank ( Guangfa DIY Credit Card), China CITIC Bank (Taobao Naughty Edition Co-branded Card), China Everbright Bank, Shanghai Pudong Development Bank (Platinum Card), etc.

1. China Merchants Bank Young Card is a credit card launched by China Merchants Bank for young people under the age of 30. As long as the age meets the requirements, even interns who have just entered the society can apply successfully and apply for it. With a card limit of RMB 10,000 to RMB 50,000, you can enjoy 100% of the cash withdrawal limit. If the applicant can provide a diploma of undergraduate or above, it can usually be approved quickly;

2. CITIC Bank Standard Credit Card. CITIC Bank Standard Credit Card is a UnionPay standard credit card launched by CITIC Bank. Generally As long as the applicant is over 18 years old, has a stable job and income, and has no bad personal credit record, he or she can apply. According to feedback from cardholders, the withdrawal rate for card changes is very high;

3. Pudong Development Bank Beautiful Woman Card is a credit card launched by Shanghai Pudong Development Bank for women with shopping discounts. This card is only for women to apply for. It offers 1% cash back on global purchases. For women who like shopping, The Beautiful Woman Card is a good choice and can save a lot of shopping costs.

Generally, credit cards issued by the four major state-owned banks are subject to strict review and are relatively difficult to pass, while credit cards from other commercial banks are easier to pass. In addition, credit cards from rural commercial banks and local banks are also Easy to pass.

Article 196 of the Criminal Law of the People's Republic of China

The crime of credit card ++ is one of the following circumstances: carrying out credit card ++ activities with a relatively large amount If the amount is huge or there are other serious circumstances, the sentence shall be not less than five years but not more than ten years ++++, and a fine of not less than 20,000 yuan but not more than 200,000 yuan; A fine of not less than 10,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than ten years ++++ or ++++, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation. :

That’s it for the introduction of the credit card with the fastest approval time.