1. Huaxia Bank's installment card is a credit card that can be automatically phased. After the cardholder swipes the card and the accumulated amount of card consumption transactions in the current period (excluding cash withdrawal transactions, interest and expenses, etc.) is more than 2 yuan, the system will automatically phase in, and the customer can repay the bill on time and in installments according to the phased plan.

2. As for other aspects, it is no different from other ordinary credit cards of Huaxia Bank. All the basic functions of ordinary credit cards are possessed by Caizhi installment cards.