China bank wealth management gold card is not a credit card, and it can only be processed with a deposit of 200,000 yuan. Do you charge an annual fee? How much do you charge? What will happen without 200 thousand for a long time? To apply for the VIP card of BOC Wealth Management, you must meet the requirements of the "BOC Wealth Management" brand clients. Customers of BOC wealth management brand must meet one of the following conditions:

1. Total financial assets in our bank (including local and foreign currency deposits, various wealth management products, bonds, funds, insurance, paper gold, one-to-many wealth management accounts, asset management plan of securities pool, customer pool trust, third-party depository deposits of securities, market value of securities assets of securities companies with depository accounts in our bank at the end of the month, etc.). ) reached more than 200,000 yuan;

2. The accumulated annual consumption of using the credit card of China Bank is more than 50,000 yuan (excluding large credit card consumption such as house purchase, car purchase and decoration, and consumption by merchants with zero discount rate);

3. The balance of personal loans handled by China Bank has reached more than 500,000 yuan, and the loan amounts included in the statistics are all normal balances.