You can activate the white note, and the credit card limit has nothing to do with activating the white note. JD.COM just verified his identity with a credit card. The amount of IOUs will be paid according to JD. COM own algorithm.

JD。 The "white note" of COM is aimed at the consumer finance business of individual consumers, based on the credit system of Jingdong members. Users can enjoy the credit purchase service of "consumption first, payment later" when spending in JD.COM.