Credit card is something that is between "good" and "bad", so why are people so extreme about credit cards? In fact, there are only two kinds of people who use credit cards, one is good at using credit cards, and the other is not. Some people use credit card points to exchange gifts, and use credit cards to get cheap. Of course, credit cards are good things. Some people do not care about credit cards, accidentally swipe their cards, and don't care about points, repayment, interest, etc. . . In the end, the credit card brought him trouble. So what are the benefits of credit cards? 1. Credit accumulation: The use of credit cards is the best way to accumulate personal credit records! What you have accumulated now is to lay the foundation for your future. Having such a high credit card in your hand is also a sign of your dignity, because this kind of card can only be owned by people with abundant funds! 2. The best helper when money is tight: You can use a credit card to ease your difficulties when money is tight. A high credit card can help you solve the problem as quickly as possible, without taking any time and without interest for a certain period of time! 3. Ease of consumption: With a high credit card, we can go out without holding a big wallet, and we can solve everything with only one card. When you are a big housekeeper for eating, entertainment and shopping, you can enjoy the points while enjoying the relaxation! Is the best tool to save you money. 4. Points in exchange for what I want: Credit card points are obtained synchronously with our credit card usage quota. The more the usage quota, the greater the points. It is a cycle. Integral has many functions, so you can use it to watch movies. Eat. Entertainment. In exchange for what I want. This means that our money is making money! 5. Online consumption: Everyone is getting more and more busy at work, and they have no time to go shopping. Many people like to shop online, but online shopping websites, large and small, dazzle us, and everything is available. We have to use credit cards to buy these things. 6. Remittance savings