Yes, installment payments can be made for overdue credit card payments.

First of all, users who have overdue credit cards can choose to pay off their debts in installments. Installment payments allow users to spread overdue repayments over multiple months, thereby reducing the burden of one-time repayments.

Secondly, installment payment needs to comply with the relevant regulations and conditions of the bank. Different banks may set different regulations, including but not limited to overdue time limits, overdue repayment amounts, credit records, etc. Users need to consult the bank and provide necessary materials to apply for installment payment.

Finally, installment payment may have a certain impact on the user's credit record. Although installment payments can help users pay off overdue payments, banks will report users' installment records to personal credit information agencies, including the Credit Reference Center of the People's Bank of China. This information may affect the user's credit score and credit history.

Extended information:

According to the "Credit Card Business Management Measures" issued by the China Banking Association, if a credit card holder fails to repay the loan overdue, the bank can agree with the cardholder on the minimum repayment amount. Amount, final repayment date and other repayment methods and deadlines. If the cardholder has not repaid the balance in full and the bank agrees to pay in installments, he or she can apply for installment payment. Specific installment payment terms and procedures may vary from bank to bank, and users can choose a suitable method to repay overdue amounts based on their own circumstances.

Summary:

If your credit card is overdue, you can apply for installment payment to pay off the debt. Users need to consult the bank and provide necessary materials. They should also be aware that installment payments may have an impact on personal credit records.

The above is an answer based on the regulations issued by the China Banking Association and general banking practice. For specific conditions and procedures for installment payment, please contact the card-issuing bank or relevant business department for consultation. If you have any other questions, please feel free to ask me.