Credit cards can't be loaned, they can only be overdrawn, and they all have limits. Generally, you can overdraw 20,000 to 30,000 yuan, and those with high limits can overdraw more than 100,000 yuan. Credit card loan means that the bank gives a certain amount according to the credit status of the credit card holder, and the cardholder can use the credit card for credit card consumption. Credit card loan repayment methods are divided into one-time repayment and installment repayment.