Sometimes.
During the credit card application process, sometimes the bank will call some people to verify your situation, but usually the call will be to your workplace. If it is during the approval process, generally the contact persons you filled in, such as immediate family members, will not be called. If you need to check your credit during the approval process, the most important thing is to call your work unit to verify. However, if some of your information is not very clear, we will call you to check. If we can't find you after calling several times, we may call your contact person.
1. The credit card has been downgraded. What should I do if there is no money in it?
If the credit card is downgraded,