If you want to apply for an Apple Card, you don't have to wait for the Financial Management Committee. Engadget will brush first.
Apple card is connected here. Happy April Fool's Day XD.
A few days ago, Apple announced the details of the virtual credit card service Apple Card in cooperation with Goldman Sachs Bank, including that a single account can only apply for one Apple Card, and even one person can only apply for one. However, for users who can apply for an additional titanium alloy Apple card, users will be able to apply for it free of charge, even if the card is lost, there is no extra charge.
Official website information updated by Apple earlier shows that in order to ensure the safety of use, each group of Apple accounts and each user can only use one Apple card in a single application, but the virtual card stored in the mobile phone can coexist with the physical card.
In addition, the titanium alloy Apple Card physical card provides free application, which is convenient to use when the consumption channel does not support Apple Pay payment. The card number, security code or even the validity period of the card will not be displayed on the card. All information will be stored in the user's personal mobile phone in virtual form, and the card number information can be regenerated at any time to prevent the user's credit card from being stolen during payment. Before using the physical card, the card must be close to the mobile phone for inductive card opening (the related operation contents of card opening animation will pop up on the screen of the mobile phone).
In addition to not presenting the card number, security code and other information on the physical card, users are also allowed to change the virtual card number stored in the mobile phone. In the process of each transaction, the identity comparison will be carried out through the randomly generated single-use transaction code, thus completing the single payment. At the same time, the Apple server is only responsible for processing whether the user's single transaction is correct, and does not know the user's current transaction details. All content will only be stored in the user's mobile phone in encrypted form.
As for the function of the card, it will be the same as the general credit card. It will be issued by Goldman Sachs in cooperation with Apple and will adopt MasterCard credit card specifications. However, PayPass fast inductive payment is not supported at present, and only chip reading payment is supported.
Even if the user accidentally loses the Apple Card physical card, he can apply to Apple for a replacement at any time, but there is no extra charge. At the same time, users can directly suspend the payment function of the physical card in the mobile phone, and if there is a problem, they can get help directly through online customer service by sending a message or calling.
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At the same time, as mentioned earlier, Apple Card adopts the free annual fee and the lowest circulating interest rate in the market, and it will also be classified according to the consumption type, so that users can more easily understand the details of personal consumption and where they have spent it, and can also track it through Apple Maps service, even the design of giving back cash without upper limit every day. Consumers can get 2% cash back by using Apple Card in general channels and 3% cash back in Apple channels. Even if they spend through Apple Card through channels without Apple Pay service, they can get a refund of 1%, so that more users can use this service.
At present, the service of Apple Card is expected to be launched this summer, first in the United States, and then in 40 other countries and regions. In Taiwan Province Province, FSC also responded earlier, saying that if the Apple Card is issued in cooperation with Goldman Sachs in the form of a co-branded card, but Goldman Sachs has not registered its commercial banking business in Taiwan Province at present, it must cooperate with other registered commercial banks if it wants to implement the Apple Card service in Taiwan Province Province.
You only need to apply for additional business in Taiwan Province from the Apple Card service. In addition, Apple initially looks for another cooperative bank in Taiwan Province, or Goldman Sachs sets up a business in Taiwan Province, which still needs more time to prepare. Therefore, it should be difficult for Taiwan Province Province to follow up the implementation of Apple Card service this summer.
If you want to apply for an Apple Card, you don't have to wait for the Financial Management Committee. Engadget will brush first.
Apple card is connected here. Happy April Fool's Day XD.