I first came into contact with credit cards. A few years ago, I applied for a credit card from China Industrial and Commercial Bank. When I received it, the limit was 2000, which was exactly the same as yours.
How did I raise the money in one year?
First, swipe your card every day as much as possible to improve card activity.
After activation as required, the consumption habit of credit card payment began. Considering the convenience of use, try to choose our local large supermarket and brush it once or twice a day.
Under normal circumstances, as long as they spend more than 5 yuan's orders, they will choose to pay by credit card at the first time.
Later, with the gradual popularization of a treasure payment and a micro-payment, I tied all my savings cards and credit cards to the corresponding accounts, and swiped my card directly every time I paid.
Second, bind related accounts, pay automatically, and increase card stickiness.
This method is more convenient than before, because you can directly scan the code to pay at any place and any occasion, even if it costs a few cents.
The benefits of this practice can be particularly reflected in the vegetable market. Where does the old man who sells vegetables have a POS machine? However, everyone's food stalls have QR codes, but they can be seen everywhere. One brand, two yards, turn it over, turn it over, how to pay it, it's up to you.
Mobile payment is everywhere. Even the elderly people have actually followed the trend and accepted this new thing. Scan code payment is no longer so unfathomable. In this way, as long as we set which card is the first choice for payment in advance, as long as we set it for the first time, it will become the first choice for future payment by default, and there is no need to pay by credit card machine.
Third, you can get extra points by concentrating the credit card consumption of the same bank.
In order to encourage users to concentrate on using their own credit cards, banks have introduced a points system to enhance users' stickiness and loyalty. Every time you swipe your card, users can get corresponding points, which will be considerable in the long run. If it reaches a certain amount, you can directly exchange the goods provided by the bank integral mall for free.
These are additional benefits for users, not only can they use the bank's funds for free, but also can earn small gifts from the bank. Why not? My ICBC card, maintained by my method, was successfully raised to 70 thousand a year later, which is perfect.
To sum up, if you want to withdraw the amount, use it as much as possible, and repay it in full at one time, and it cannot be overdue. In order to speed up the withdrawal process, you can also pay relatives and friends by swiping your card many times, and they will pay you in cash. It is also a good way to improve the activity of the card and let the banking system know you in various ways.
Finally, it is especially important to pay attention to in the process of use, that is, try to repay in full in one lump sum before the repayment date, and there can be no overdue records. In this way, try to give the bank a good impression that you are honest, punctual and not short of money.
The big data of the banking system has been detecting the usage of users, and will automatically and silently judge that you are not so ambitious and not so eager for money. Give you a dosage, don't worry about an irreversible ending.
Therefore, the bank will inform you of the amount of withdrawal at an appropriate time after irregular evaluation. So, didn't you achieve your goal?