If a CCB credit card is overdue for half a month, it will be restored within one month.

Details are as follows:

1. According to the regulations of the China Banking Association, overdue credit cards will have a negative impact on your credit record. But under normal circumstances, banks will take some measures to help customers return to normalcy as soon as possible.

2. For half-month overdue situations, China Construction Bank will first send overdue reminder text messages or phone calls to customers, and require customers to pay off the overdue amount as soon as possible.

3. If the customer pays off the overdue amount within one month after the overdue payment and has no other bad credit record, generally the credit record will return to normal within one month.

4. During the overdue period, China Construction Bank may limit the customer's credit limit, and some privileges and benefits may also be temporarily suspended. Therefore, it is very important for customers to pay off their debt as soon as possible after it is overdue.

5. Regarding the specific recovery time point, it is usually calculated based on the natural month cycle, that is, after a period of overdue period to the beginning of the next natural month, the credit record will return to normal.

Summary:

After a CCB credit card is overdue for half a month, if the customer pays off the overdue amount within one month and has no other bad credit records, the credit record will usually return to normal.

Extended information:

According to China Construction Bank’s specific policies and the customer’s personal credit situation, the recovery time may also vary. Interest and fees during the overdue period also need to be understood by customers based on specific circumstances. China Construction Bank encourages customers to abide by the rules for using credit cards and repay their loans in a timely manner, and provides convenient repayment channels and consulting services.

Please note that the above answers only assume an overdue situation of half a month and are based on general conditions. The specific situation may be affected by factors such as bank policies and personal credit status. Please contact China Construction Bank or relevant financial institutions for the most accurate and detailed answer.