1. To modify the work unit information, you can directly contact the bank customer service to make changes. The original bill is listed in the detailed version of the current credit report. If an individual applies to modify his information record, he must follow the following criteria, assuming that the information itself is correct.
2. Individuals cannot propose to suspend the modification of their credit records. At present, the personal database is updated 1 time every month, and the enterprise database is updated 1 time every day. Even if the arrears record is returned, it will remain in the database. As for how long it will be kept, the central bank is discussing the negative record caused by default.
3. Assuming that the data reported by the commercial bank after investigation is wrong, it should be corrected by the commercial bank, and the credit information center itself has no right or interest to correct the data. Assuming that the problem is caused by non-personal reasons, once the court decides, it can be deleted by the commercial bank. Suppose it's really because of my own reasons, even if I lent it out later, the record is still stuck in his credit report.
1. Credit investigation refers to collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and conduct credit management activities. From Zuo Gong's Eight Years, "A gentleman keeps his word and has a levy, so his resentment is far greater than his body". Among them, "collecting by faith" means that you can verify the credibility of your words, or you can collect and verify credit.
2. Credit investigation is an activity that a professional and independent third-party organization establishes credit files for individuals or enterprises, collects and objectively records their credit information according to law, and provides credit information services to the outside world according to law. It provides a platform for professional credit institutions to share credit information. 2065438+May 2009, new personal credit information was officially released, and the length and fineness of credit information will be further improved.