1. When opening a card for the first time, the cardholder must meet the requirements that the single consumption amount is not less than 3,000 yuan and the accumulated consumption amount in the first year is not less than12,000 yuan.

2. Cardholders need to spend at least 60,000 yuan during the relief period, and spend more than 20 16 yuan in the whole year, and can continue to enjoy relief next year.

3. For term cardholders, Industrial Bank can also provide the service of signing automatic repayment business, and realize the purpose of annual fee-free repayment through bank withholding.