The credit card examination of Postal Savings Bank will be stricter, so it will be more difficult. It is recommended to go to the outlet to handle it. :

Process of handling credit card (debit card) of Postal Savings Bank:

① Log in to official website to apply for a credit card and submit relevant information;

② submit the information needed to handle the credit card to the bank;

③ fill out a credit card application;

④ pending approval, the bank will send a credit card.

materials needed for outlets

① personal identity card;

② unit income certificate;

③ the bank flow in the last six months;

④ personal property certificate;

⑤ other materials that can prove personal financial resources. ?

Credit Card (English: credit card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards are generally special carrier plastic cards with consumer credit, which are 85.6mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, whereby they can shop, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and the card surface has chips, magnetic strips and signature strips.

Credit cards are issued to cardholders by banks or credit card companies according to users' creditworthiness and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the Billing Date.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks, which give cardholders a certain credit limit, within which they can spend first and then repay. Quasi-credit card refers to a quasi-credit card issued by a bank, where the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

relevant laws ("the NPC Standing Committee on <; Criminal Law of the People's Republic of China > The credit card stipulated in the Interpretation of Credit Card Regulations refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.