Can I apply for a credit card by depositing money at Bank of China

All Chinese citizens aged between 18 and 65 years old, with full capacity for civil conduct and legal and stable income, and those with business interests in China Foreigners and compatriots from Hong Kong, Macao and Taiwan who meet the right of residence and other conditions can apply for Bank of China credit cards locally.

The above content is for your reference, please refer to actual business regulations.

Which bank can deposit money and apply for a large credit card?

General banks can apply for large deposit credit cards (the reference factors of each bank are different). Each bank's credit card approval system and standards for increasing the limit are different.

To apply for a large-value credit card, you need to provide proof of your creditworthiness, such as real estate certificate, driving license, salary card details, etc. To apply for a large-value credit card, funds generally need to be in the bank for more than three months.

1. Credit card application conditions:

1. Be at least 18 years old.

2. Hold a valid ID card.

3. No bad credit record.

4. Have a permanent job certificate.

5. Proof of income stamped with the financial seal of the unit.

6. Other proof of financial resources: such as real estate, cars, stocks, bonds, etc.

7. Social pension insurance certificate.

2. The required materials for applying for a credit card are:

1. The credit card application form can be obtained from the window in the bank.

2. Original and photocopy of ID card. You can take the original to the bank for photocopying.

3. Work certificate and income certificate must be stamped by the employer.

4. Those with non-local household registration need to provide proof of residence.

3. Self-employed individuals must provide the following materials:

1. Proof of business operation for more than two years.

2. Verified business license or tax registration certificate.

3. Business premises contract or certificate of ownership.

Extended information:

Recently, Lin Moumou and five other people were prosecuted by the Qujiang District People's Procuratorate for carrying out a case on the pretext of handling large-value credit cards. After trial, the first instance verdict was issued , the defendant Lin Moumou committed a crime and infringed on citizens' personal information, and was sentenced to ten years and ten months in accordance with the law and fined 85,000 yuan.

The remaining four defendants were sentenced to one year and ten months to three years and two months and fined in accordance with the law. After the defendant appealed, on March 25, the Quzhou City Intermediate People's Court pronounced a verdict on the case after hearing the case, rejecting the appeal in accordance with the law and upholding the original verdict.