The file management of credit card sales staff in many banks is outsourced, with third-party agencies dispatching staff to work in the bank's card center. In principle, these staff are not formal employees of the bank. Unable to enjoy many bank employee benefits and subsidies. But this does not mean that this approach is unreasonable and illegal, it is just a management method of outsourcing personnel.

This is mainly due to the high turnover of bank credit card sales staff, which is also a manifestation of bank discrimination against these staff.

If the dispatch company goes bankrupt, you will be required to work with other employees. Those contracted by dispatch companies are definitely not as guaranteed as regular bank employees. It can be said that these employees are not regarded as bank personnel at all.

Almost all banks across the country adopt such a model.