When we apply for a credit card, we usually want to apply for a higher credit card limit. However, the credit card limit is not as high as you want. In fact, the credit card limit is required Let’s take a look at the specific review conditions.
Marriage conditions: Married customers will be more stable and more favored by banks than single customers.
Technical title and working status: Technical title is proof of the customer's work ability. Employees of companies with high stability can receive additional rewards.
Financial ability: People who provide detailed proof of personal income, stable income, and long-term prospects for income growth will receive higher ratings.
Personal housing: Owning a personal housing can also prove that the individual has a certain financial foundation and can get extra points.
Credit history: The bank will also consider giving extra points if the borrower has had an account with the bank in the past and has frequently moved funds in and out.
Level of academic qualifications: Those with graduate degrees will have higher scores.