Generally speaking, the lower limit of Guangfa Bank’s platinum credit card is 50,000, and then the limit can be gradually increased to 300,000-500,000 during the use process. If it exceeds 500,000, you may receive a GF World Card. /Invitation letter of unlimited card, world card and unlimited card have no upper limit of credit limit and can be used by unlimited credit card swiping.

Since your current credit limit is only 11,000, I don’t know if you received the invitation because you have a large deposit. If you apply for a card, the initial limit may only be the lowest 5. million, but if you continue to use it, it should be able to gradually improve.

In addition, Guangfa Bank’s platinum card is not free of annual fees. The premium platinum card costs 800 yuan/year, and other platinum cards cost 2,500-2,888 yuan/year.