Everbright Bank Sunshine Credit Card has been approved. There are several ways to check the credit limit of a credit card:
1. After logging in to online banking for self-registration, log in to personal online banking again to check the credit limit;
2. Call customer service, transfer to manual service, and check the credit limit;
3. Go to the bank counter and ask the assistant for help.
4. Check the credit limit at the ATM.
Note: Some banks need to obtain a credit card before they can inquire about the credit card limit.
Extended data:
type
The credit limit includes the overall credit limit and the credit limit of a specific customer.
1. Total credit line refers to the total scale of credit sales made according to its own situation and external environment, which is used to guide and control daily credit sales decisions.
2. The specific credit limit refers to the maximum amount of goods that customers can buy on credit within a certain period stipulated by the enterprise.
The credit line represents the tolerable risk of credit sales and bad debts undertaken by enterprises to customers. Too low credit limit will affect the sales scale of enterprises, increase transaction frequency and transaction cost; Excessive credit line will increase the collection cost and bad debt risk of enterprises.
The scope of creditlimit includes (export): credit line, letter of credit (export) mortgage loan line (commonly known as packaged loan), export draft, export collection draft, etc.
In the way of credit line, the credit line needs to be guaranteed, which can be provided by other companies or mortgaged by real estate. The amount of credit line is generally 50% of the company's net assets, or 10 times of the company's capital, or 30% of the company's annual import and export volume. The term is one year, and it can be recycled within the term.
Baidu encyclopedia-credit line
How to inquire about the credit card limit of China Everbright Bank?
You can call the credit card customer service phone number of China Everbright Bank at 4007-888-888, and check the credit card limit through the voice menu or choose manual service. You can also log in to official website of China Everbright Bank, choose to log in to personal online banking, and then select Credit Card-Account Information Inquiry to inquire about the credit card limit; Or use the mobile phone number reserved by the bank to edit the last four digits of "limit #++"(such as limit # 1234) and send it to 95595 to inquire about account credit limit, current available limit and other information; You can also search and pay attention to the official account of "China Everbright Bank Credit Card" WeChat, select the credit card service-account inquiry, then click the login link sent by the system, enter the credit card++number, verification code, dynamic password and other information, and follow the prompts to inquire about the credit card limit information.
For more information about how to check the credit card limit of China Everbright Bank, please visit: See More.
How to inquire about the credit card limit of China Everbright Bank? There are actually six inspection methods!
As we all know, the credit card quota is not fixed and will decrease with the consumption of the card. In addition, the bank will increase or decrease the credit limit according to the cardholder's card usage and credit status, which requires everyone to master the inquiry method of credit card limit in order to know how much credit card limit is left in time. However, different banks have different methods to inquire about the credit card limit. For example, China Everbright Bank has six ways to check the credit card limit. Let's have a look.
The credit card amount of China Everbright Bank is related to the card level, and the maximum amount of general card, gold card and titanium card is 50,000 yuan; The minimum amount of platinum card is 50,000 yuan, and the maximum amount is 500,000 yuan; Unlimited card amount does not exceed 6,543,800 yuan (inclusive). Everyone's credit status is different, and the approved amount is also different.
You can check the credit card limit of China Everbright Bank in the following six ways:
1. Online Banking Inquiry: Inquire about the available amount of the current credit card through personal online banking-credit card-account information inquiry and available amount field;
2. official website inquiry: Click "Login" on the left side of the credit card area website, enter++/ID number, verification code and dynamic password, and then select "Account Service"-"Account Information Inquiry" in the function bar to inquire;
3. Wechat query: Select "Credit Card" through the "Sunshine Wealth" field at the bottom of the Wechat Bank page, click the pop-up graphic, and then select the "Account Query" field to query the current available amount of a single card;
4. Mobile banking inquiry: check the current available credit limit of a single card through mobile banking full card-credit card-credit limit inquiry;
5. Sunshine Life APP Query: You can select "Quota Management" on the "Card Life" page of Sunshine Life APP to view the current available quota;
6. SMS inquiry: use the mobile phone number reserved by the credit card, edit the SMS "limit #++last 4 digits" and send it to 95595 to inquire about the current credit card available limit.
How to inquire about the limit of China Everbright Bank Card?
1. Online Banking: Log in to the online banking of Guangfa Bank and click "My Account" on the home page to inquire.
2. Mobile app: Log in to the binding savings card, select "All" on the home page, click account management, and select account inquiry.
3. Customer service telephone number: Call the customer of Guangfa Bank to run the operation according to the voice reminder, or switch to manual operation, and ask the customer service staff to help with the inquiry.
4. Inquiry of outlets: Bring your ID card and bank card to the counter of Guangfa Bank, and ask the staff to help you inquire.
5.ATM: Inquiries can be made through the self-service bank of Guangfa Bank or the ATM of any other bank.
Credit card (debit card) limit inquiry:
1. Telephone inquiry: Call customer service according to the voice reminder and go to the service to inquire about the credit card (debit card) limit.
2. Online banking inquiry: firstly, log in to the online banking of Guangfa Bank, select a credit card (debit card), and click Bank Management to inquire.
3. Mobile APP: Log in to the homepage of "Discover Wonderful" APP, and click on the quota management to inquire.
4. WeChat official account inquiry: first pay attention to WeChat official account, click the application card and use it, and then select the viewing limit.
How to check the amount of credit card (debit card) approved by Everbright?
1, mobile APP query: log in to the homepage of "Discover Wonderful" app, and click on quota management to query.
2. Telephone inquiry: Call the customer service phone of China Everbright Bank, and ask the manual customer service to help with the inquiry.
3. Online banking inquiry: Open the official website of China Everbright Bank and click "Personal Online Banking Login" to inquire about the details of credit card (debit card) account.
4. WeChat inquiry: First, pay attention to "China Everbright Bank Credit Card (Debit Card) Center" WeChat WeChat official account, and select "Credit Card Service". Then click "Account Inquiry" and fill in the ID number. Finally, click Login to query.
This is the end of the introduction of the inquiry limit of China Everbright Credit Card and the inquiry limit of China Everbright Credit Card. I wonder if you found the information you need from it?