Credit card applications may be rejected for the following reasons:

The first reason is that the applicant's basic information, such as 18 years of age, occupation is a restricted area for bank credit cards, and the information is not detailed, and the payroll information is not detailed.

The second reason is the applicant's credit information, such as repeated application, unstable work, poor credit record and poor contact with the applicant.

The third category is other reasons, such as the contact person is unaware or unwilling to be a contact person, the applicant's health reasons, and the contact person's requirements are unqualified.

You can analyze the reasons for rejection yourself and apply after improvement. It usually takes 3 months or more to apply for the same bank credit card repeatedly.

Extended data:

Usually, when applying for a credit card is rejected, there are several situations to consider:

First, the income certificate or asset certificate provided by you when you apply for the card is insufficient, and the bank will not approve it on the grounds that you do not have the repayment ability;

Second, you have an overdue or bad credit record before;

Third, you have submitted too many bank card applications at the same time, and the bank considers that you may have the possibility of malicious overdraft. Rong 360 suggestion: You can go to the Personal Credit Information Center of the People's Bank of China to check your credit status. Specific local outlets can be found on the website of Personal Credit Information Center of China People's Bank.

If there are overdue or bad records, please deal with them as soon as possible and submit the application after 6 months.

References:

Baidu encyclopedia? -Credit card