Are there any cash withdrawal transactions in your last bill?

There are existing handling fees and interest for overdrafts. The domestic cash withdrawal handling fee is 0.5% of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. Interest will be calculated at a daily interest rate of 5/10,000 from the date of cash withdrawal, and compound interest will be calculated on a monthly basis.

If there was an overdraft withdrawal in your last bill, you repaid it according to the due repayment date, because the interest included in the repayment amount shown on the bill is settled until the bill date, and the bill Interest will still be charged as usual during the period when you repay the loan, so this interest will be displayed when the subsequent bill is settled.

There is another possibility. The account shows that your last bill was paid in full, but I don’t know on what day you paid it. Your payment due date is 6/27. Maybe you paid off the minimum repayment amount before 6/27, but still missed the payment, and you didn’t make up the remaining balance before 7/7. In this case, it cannot be considered as full repayment. If you repay the minimum repayment amount, you will not enjoy the interest-free treatment for consumption. The interest on the transactions in the bill will be calculated at a daily interest rate of 0.5% from the transaction entry date.

How this interest is generated depends on your specific transaction type and your repayment time.