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Is it cost-effective to use online merchants to repay credit cards?

It’s not cost-effective. The interest rate of online business loans is very high. You can use the installment function of your credit card, which can also reduce the repayment pressure.

: With an interest-free period of 20-50 days, it can give customers time to relieve financial pressure. In addition, credit card installment fees are usually around 0.72% to 0.9%. The better the customer qualifications, the greater the interest rate discount.