Whether the application is successful has nothing to do with the application channel. If you are applying for a China Merchants Bank credit card, the most important condition is to have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certificate. If you Providing other financial documentation will help us better understand your personal situation and determine your credit limit. The credit card application review is comprehensively assessed by the system. During this period, we refer to many factors, such as age, job stability, income, personal credit and other aspects. It may be that your original application information did not fully reflect your true situation, which resulted in the application not passing. If the review fails, our bank will send you a text message to notify you on the 6th day. If the mobile phone number is abnormal, a paper return notice will be sent. letter. If your job or financial information changes in the future, you can re-submit the information and apply again after 3 months. I hope you can apply for a card successfully next time!