What is the bad transaction of Guangfa Credit Card?
Generally speaking, if cardholder users swipe their cards every month, spend money suddenly in different places, make a large discrepancy, swipe their cards during non-business hours, swipe their cards at the same store, swipe their cards at the same POS machine, swipe their cards for many times, etc., it will easily lead to risk control of banks, because Guangfa Bank will probably think that users are suspected of illegally withdrawing cash, so it will send a text message to remind them.
In addition, some cardholder users said that they did not have the above-mentioned risk behaviors, but they also received a reminder, so it may be sent randomly by the Guangfa Bank system. If there is no violation, don't worry too much. In case of wind control, you can find relevant consumption vouchers and provide them to the bank. After the bank reviews and verifies, it has the opportunity to lift the risk control.
Usually, cardholders are also advised to use credit cards according to the requirements of banks and spend in designated areas and ways, otherwise it may have a negative impact.
The above is the answer about "What is the bad transaction of Guangfa Credit Card?". Generally speaking, if users receive similar messages, they can compare whether their card use behavior is in compliance. If it is true, they will make improvements and wait for the bank evaluation to be cancelled. If not, they will provide proof to apply for cancellation.