First of all, ICBC will send a replacement notice to the cardholder or the cardholder himself before the credit card expires, or call ICBC to ask for a replacement card before the credit card expires. The longest service life of credit card replacement can be marked on the card surface in units of the end of the month. If the cardholder doesn't want to use the credit card after it expires, the cardholder can sign a receipt for not changing the card and send it back to ICBC within the specified time, and will stop changing the card, and the card will be automatically cancelled after it expires.

Secondly, after receiving the cardholder's request for card replacement, ICBC will issue a new card to the cardholder, and the cardholder can use it after activating the new card. Old cards are generally automatically invalidated, and some ICBC will require cardholders to cancel.