Failure to repay credit card debt will generally not directly lead to the confiscation of property. If you owe a credit card and do not repay it, you can take the following measures to solve it:

First of all, owing a credit card will not affect your personal credit record. Overdue credit card records will be reported to the credit bureau, which may affect Personal future credit lines and personal loans.

Secondly, banks or credit card issuers may use collection methods, such as calling, text messages, emails, etc. to urge repayment. At this stage, you can negotiate a repayment plan with your bank or credit card issuer, or apply for partially interest-free installments.

If the above methods are ineffective, the bank or credit card issuer may pursue repayment through legal means. This may involve legal proceedings but does not necessarily mean that the property will be seized. The court will decide what enforcement measures to take based on the individual's specific circumstances and ability to repay. Usually, the court will investigate and control personal property, such as seizing bank deposits, freezing real estate, etc., and then auction the property to repay the debt.

In short, failure to repay credit card debt will not directly lead to the confiscation of property. However, long-term non-payment can have an impact on your credit history and personal life. When facing a debt problem, it is recommended to communicate with the bank or credit card issuer in a timely manner and seek a solution.

Extended information:

According to China's "Contract Law", if the debtor fails to repay the debt as agreed, the creditor can pursue compensation through prosecution and legal proceedings. During the litigation process, the court will take appropriate enforcement measures based on the debtor's specific situation and repayment ability. For the recovery of credit card debts, the court will usually first seize the debtor's bank deposits, and then freeze or seize the debtor's other properties depending on the situation.

Personal credit records in China are mainly recorded and managed by credit reporting agencies. Credit bureaus will generate an individual's credit report based on reports from financial institutions and an individual's repayment status. Owing to a credit card will also report the overdue record to the credit bureaus, which will have a negative impact on the individual's future credit loans and personal loans.

Therefore, when facing the situation of non-payment of credit card debt, it is recommended to contact the bank or credit card issuer in time and seek a solution to avoid adverse effects on personal credit record and property.