hello, under normal circumstances, the same person can apply for up to four credit cards in the same bank, and the credit limit is * * *. To apply for a credit card, you need to be at least 18 years old, have a stable source of income, and provide an ID card and proof of income. Citizens aged 18-65 with civil capacity. Have a stable income and provide proof of income. Personal credit is good and there is no bad record. Whether you can successfully apply for a credit card is also related to your occupation. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. When foreigners and officers in active service receive certificates in their own names, they shall issue temporary accounts issued by local public security departments or certificates issued by relevant departments, and provide guarantees for guarantee units with guarantee conditions or guarantors with local accounts working in the local area.

1. Information required for credit card processing: authentication materials; Proof of work and income; Financial certification materials; Education, professional title, professional qualification certificate, self-owned real estate license, self-owned car driver's license and other auxiliary materials. Handling process: apply for reservation online; Three to five working days after the appointment, the staff will contact the door to collect information; It takes about 7-1 working days for the banking system to review personal information and call back; If approved, the credit card will be sent in about 1 working days. The highest amount of credit card is the highest amount. When multiple credit cards of the same bank are held at the same time, the credit limits of multiple credit cards are the same. Generally speaking, credit cards with low credit limit enjoy the available credit limit of credit cards with high credit limit.

2. Handling the trouble of multiple credit cards: Don't ignore the annual fee of credit cards when holding multiple credit cards: ordinary credit cards, ordinary cards and gold cards all have annual fees, but the number of annual fees can be exempted if you swipe your card for a certain number of times or times. Pay attention to this problem when holding multiple credit cards. Each card must be swiped a sufficient number of times or amount to be exempted from the annual fee. The amount of holding multiple credit cards does not necessarily increase: the amount of holding multiple credit cards in the same bank will not increase, but you will enjoy multiple credit cards. Only when multiple credit cards belong to different issuing banks will the total amount of credit cards increase. Holding multiple credit cards can't be used or the credit card limit is reduced: a person's monthly consumption level is limited, and the number and amount of swiping cards are also limited. Handle multiple credit cards, but you can't swipe them often. If the frequency of swiping cards is too low, the issuing bank may reduce the credit card limit.

3. Precautions for multiple credit cards: Don't ignore the annual fee of credit cards when holding multiple credit cards: ordinary credit cards, ordinary cards and gold cards all have annual fees, but the number or amount of annual fees can be exempted when swiping a certain number of cards. Pay attention to this problem when holding multiple credit cards. Each card must be swiped a sufficient number of times or amount to be exempted from the annual fee. The amount of holding multiple credit cards does not necessarily increase: the amount of holding multiple credit cards in the same bank will not increase, but it will * * * enjoy multiple credit cards. Only when multiple credit cards belong to different issuing banks will the total amount of credit cards increase.

4. Individual's monthly consumption level is limited, and the number and amount of swiping cards are also limited. Handle multiple credit cards, but you can't swipe them often. If the frequency of swiping cards is too low, the issuing bank may reduce the credit card limit. Therefore, according to the above analysis, it is not necessary to handle multiple credit cards in one bank, because the quota is enjoyed by * * *. It is better to handle one credit card with a high amount than to handle multiple credit cards. State regulations require banks to strictly control the situation of multiple cards for one person, and cardholders' applications for credit card quotas higher than their personal salaries will be blocked. Too many credit cards and too high credit limit. It will be more difficult to apply for a credit card in the future, and even the handling of loans will be affected to some extent.