Hello, the installment amount is your actual available amount. If your current actual available amount is insufficient, you can't make the installment transaction for the time being. If you have a fixed amount of 3000. If you want to buy 4000 items. You can deposit 1000 yuan first. After the available quota reaches 4000, you can go to Suning merchants to shop in installments. The installment payment of our cooperative merchants will be made directly at the merchant cashier's desk, and the merchants will be informed to handle the installment payment of China Merchants Bank, and the merchants will operate the installment payment for you. After the installment is successful, the installment amount will all take up your fixed amount. You only need to pay the installment amount on time every month, and the fixed amount occupied by the installment amount will be restored after you pay it back. For example, if your current available amount is 3,000 yuan, and you want to buy a product of 1 with 200 yuan, you can choose installment payment of 12 yuan, and the single installment amount is 100 yuan. After your successful application, the available credit card amount is RMB1,800 yuan; After you repay 65,438+000 yuan in the first installment, the available line will be restored to 65,438+0, 900 yuan, and so on. Whether to charge a handling fee is subject to negotiation by the merchants.

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