If you are a credit card of China Merchants Bank, the credit card payment record takes 2 days, which can be found through the unpaid bill of China Merchants Bank's online banking. Once the transfer is completed, your credit limit can be restored. As long as the credit limit is restored to normal, you can swipe your card to shop. All-in-one-card and credit card are bound to deduct money automatically, and the line will be restored in the early morning of the next day after the deduction, but the cash line you borrowed in advance can only be restored after it arrives. However, if the repayment is made by transfer from another bank, you need to confirm the arrival time with the remitter, or you can inquire through various channels.