1. According to the CCB Credit Card Articles, Dragon Card credit cards are divided into dual-currency credit cards and single-currency credit cards according to different account currencies;
2. They are divided into units according to different card-issuing objects. Cards and personal cards, of which personal cards are divided into principal cards and supplementary cards;
3. According to the cardholder’s credit rating, product functions, and services, they are divided into ordinary cards, gold cards, and platinum cards; < /p>
4. According to different credit card organizations, it is divided into VISA card, MasterCard, UnionPay card, etc.;
5. According to different information carriers, it is divided into magnetic stripe card, chip card and magnetic stripe chip composite Card.
Extended information:
Functional classification of CCB credit card levels
1. Ordinary cards of CCB credit card levels
The lowest credit card level of CCB is Ordinary cards, this kind of credit card has the lowest credit limit. The credit limit of CCB ordinary cards is generally only about 3,000 yuan. If the cardholder is applying for a credit card for the first time, CCB will usually issue ordinary cards first.
2. Gold Card of CCB Credit Cards
Among the CCB credit card levels, the Gold Card is one level higher than the ordinary card. Generally, CCB will not apply directly for individuals who do not have ordinary card credit records. The approval of gold cards is also stricter than that of ordinary cards, and applicants will be required to provide proof of income and a good credit record. The credit amount of CCB Gold Card is generally between RMB 10,000 and RMB 50,000.
3. Platinum Card of CCB Credit Card Level
After CCB Credit Card Level reaches the Platinum Card Level, it becomes a higher-level credit card. Cardholders of this type of credit card can not only obtain In addition to value-added services such as airport VIP treatment, exclusive customer service hotline services, high-value traffic insurance and other value-added services, you can also enjoy bank VIP counter access. However, this type of CCB credit card has a higher level and generally charges a high annual fee. The credit limit of China Construction Bank Platinum Card is generally more than 50,000 yuan.
4. Diamond Card of CCB Credit Card Grades
The highest grade of CCB’s credit card is the Diamond Card. This is due to the increasingly fierce competition in the financial environment and in order to lock in the consumer market at the top of the pyramid. The highest-level credit card launched usually enjoys more exclusive services and benefits than the platinum card. The credit limit of China Construction Bank Platinum Card is generally more than 200,000 yuan.
Baidu Encyclopedia-CCB Credit Card