The alarm filing shall not bypass the cardholder's calling 1 10 after notifying the bank to inform the other party of the credit line, method, term, address and account information.
Time is short, investigation and evidence collection skills: the use principle of short-range atm machine immediately goes to the surrounding bank outlets, ATM machines or shops suitable for swiping cards and monitors them once. Anything that can prove that they actually operated and gave the certificate will do. If the loss has been reported before, ATM may swallow the card to solve it, which is the best. This is not the most effective way for me to control overseas! Yes! Yes! One!
Complain to the bank, confirm that the card has been stolen, establish contact with the bank again, complain to the bank: the card has been stolen, which transactions are not my own, and there is evidence to prove that the card is in my hand at this time, and apply for cancellation of these transactions. Depending on the circumstances, the Bank will send the case to the risk control system team of the Bank and give a reply within the relevant working days.
Do everything possible to cancel the transaction, find the merchant to explain the situation, and try to block the transaction! Find the name of the merchant on the received consumption information, log on to the merchant's website, contact the customer service staff to show that the credit card was stolen, and ask the other party to cancel the transaction. The whole process may be bumpy and complicated. Don't be afraid of trouble (please ignore it). Reason is the last word!
What are the common card theft traps? 1, completely free Wi-Fi
Someone swiped the bank credit card after connecting the public completely free WiFi. Nothing for nothing. Unless the store clearly tells them, password-free WiFi in public places is likely to be used by criminals to "fish".
2. Give a gift QR code
Some criminals can encourage customers to scan the QR code in the name of "scanning the QR code to give gifts" by forging the QR code, and then steal the bank card information on the mobile phone. Therefore, it is forbidden to scan the QR code of unknown origin casually to prevent the information on the mobile phone from being stolen, resulting in the credit card being stolen. Just because it doesn't happen to you for the time being doesn't mean it will happen eventually. It is a habit to swipe your card when studying abroad. Try to prepare again. The hand is always right!
However, before the introduction of key legal rights protection rules and regulations, the "escape" of customers was largely manifested as prevention in advance. Experts believe that cardholders need to take good care of themselves and their credit card information when swiping their cards abroad. If you are worried about stealing from abroad, you can apply to the bank to close the fast payment without card abroad, or ask for the opening of intradermal tumor verification methods such as "dynamic verification code embedded in mobile phone" and "dynamic token". In addition, some banks and auto insurance companies have also introduced "theft insurance", which can give certain security precautions to credit cards.