Is the Jianshe Banking Card a savings card or a credit card?

The Jianshe Banking Card has both a savings card and a credit card, not a specific card. Among them, savings cards are used to save money, and their main function is cash transaction savings. The use of credit cards is a non-cash payment method and is a basic credit service. It is issued to the cardholder by the bank or credit card company according to the user's financial resources and credit limit. The main function is that the cardholder does not need to pay cash when using the credit card to make purchases and wait for the settlement date before making repayment. At the same time, credit cards have expiration dates, while debit cards do not.

The difference between a debit card and a credit card

1. The expiration date and the pinyin of the cardholder’s name are printed on the front of the credit card, but this information is not printed on the front of the debit card.

2. There is a 7-digit number printed on the back of the credit card, but there is no number printed on the back of the debit card.

3. Credit card numbers are embossed, while debit card numbers are usually printed flat.

4. On the back of the credit card, there are words "This card is valid only after signature" or similar words, while on the back of the debit card there is only the words "Signature of the cardholder".

5. Overdraft is allowed with credit cards, but not with debit cards.

6. Credit cards are all printed with laser anti-counterfeiting stamps, while about 90% of debit cards do not have laser anti-counterfeiting stamps.

China Construction Bank

China Construction Bank, formerly known as the People's Construction Bank of China, was officially renamed China Construction Bank on March 26, 1996 and was established on October 1, 1954. , China Construction Bank is a joint-stock commercial bank and one of the five largest state-owned commercial banks. China Construction Bank has a broad customer base and maintains banking business relationships with many large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network has covered major regions across the country. On October 29, 2013, China Construction Bank Europe Limited and China Construction Bank Luxembourg Branch successfully opened in Luxembourg. At the end of June 2013, China Construction Bank's market capitalization reached US$176.7 billion. On May 8, 2014, the 2014 Forbes Global 2000 list was released, with CCB ranking second in the world. In July 2015, "Fortune" released the 2015 list of China's top 500 companies. China Construction Bank ranked ninth with revenue of 570.5 billion and second with profits of 227.8 billion. China Construction Bank announced on February 25, 2016 that handling fees will be waived for mobile banking transfers and remittances.