all credit cards have an overdraft limit, which can be used for credit card consumption or ATM or counter overdraft.

if you overdraw and spend by credit card, there will be no interest if you repay before the final repayment date. If there is interest and late payment fee before the date, the bank will have a statement, which can be used to check the repayment date or online banking.

overdraft ATM or cash withdrawal at the counter requires handling fees and interest.

Credit cards can be divided into debit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks, which give cardholders a certain credit limit within which they can spend first and then repay. Quasi-credit card refers to a quasi-credit card issued by a bank, where the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

hope to adopt ~ ~