Hello, not all users of Pinduoduo credit card installment payment can open it. Only users with staging qualification can handle it. If they are not eligible for installment, they can't apply for credit card installment. Pinduoduo credit card installment payment first needs to bind a credit card in Pinduoduo, and it is a credit card with a limit, because the payment is made with the money in the credit card. Secondly, whether credit card installment can be used depends on whether the product supports credit card installment. If there is no such payment method, it means that the merchant of this product has not opened credit card installment.

Be sure to repay the credit card on time after installment, otherwise the credit card will be overdue, which will also have a certain impact on the personal credit of Pinduoduo users.