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What does it mean when the message “restricted card” appears when swiping a credit card?

1. Restricted credit card swiping means that the use of the credit card is restricted during transactions. Usually when the card is risk controlled, frozen, blocked, reported as lost, etc., a message indicating that the transaction is restricted will appear. When users encounter a prompt that transactions are restricted when using a credit card, they should directly call the customer service hotline of the card-issuing bank and have manual customer service check the status of the card.

2. A restricted credit card means that the use of the credit card has been frozen, there may be fraud or abnormal usage, or the overdraft has not been paid off. There are also situations where the card status is abnormal and the credit card does not support transactions.

3. For credit cards that show restricted credit card swiping, it is likely that the credit card has been frozen, may have been stolen or used abnormally, or the overdraft has not been paid off, resulting in the inability to complete the transaction. The meaning of error code 62 is that the loan card is a restricted card, and 62 represents a restricted card.

4. It may be that your credit card balance is insufficient, your consumption exceeds the single/daily/monthly payment limit, your credit card is suspended after the expiration date, etc.