The credit card telephone return visit of rural commercial bank is relatively stable: the pass rate is relatively high, because if the information is insufficient, you don't need to call you to communicate.

1. Did the credit card call back pass?

Telephone call back is only the first step in many aspects of credit card review. Banks usually call the applicant and his unit to verify whether their information and unit information are true and reliable. However, this does not mean that the credit card application is approved after receiving the phone call. After all, some banks will conduct second and third trials. In addition, if the credit card applied online, especially the first card, passes the preliminary examination after the telephone call back, the cardholder will be required to go to the bank outlet for face-to-face signing, and the face-to-face signing is successful. Although receiving a phone call from the bank does not mean that you can pass, as an important part of credit card review, you should be cautious.

Second, the credit card phone callback answering skills:

1. Please remember the information filled in when you apply for the card. It's best to make a copy and take it with you, so as to answer the questions of bank customer service at any time. Pay attention to the company name, emergency contact information, home address and other important information. Don't answer wrong, or the card will be rejected.

Some banks will ask you whether your credit card is sent to your home or office. Don't hesitate to say that it will be mailed to your office.

Don't try to answer for a long time when you encounter something you don't remember or are uncertain. Banks are very sensitive. You can ask the bank to call back in a few minutes on the pretext of poor cell phone signal, and then you can use this time to quickly find information.

Reasonable use of credit cards is good for us, but blind consumption and constant use of credit cards can easily lead to excessive consumption. In real life, there have been many things that the consumption amount exceeds the repayment ability and leads to overdue. Therefore, everyone must control their consumption desires when using credit cards. Spend as much as you can and don't overspend. Credit cards can save money, but they also have many disadvantages. Credit card deposits have no interest, no income, and there is a handling fee for withdrawing money. So don't put money in the credit card.