Usually refers to repayment before 0: 00, but credit cards have a grace period of three days, during which repayment is not overdue.

1. The repayment date of ICBC credit card is 25th day after the bill date. For example, if the bookkeeping date is 1 day every month, the repayment date is 26th every month;

2. Generally, overdraft consumption on the day after the bill date enjoys the shortest interest-free period, and consumption on the day after the bill date enjoys the longest interest-free period.