Whether it can be activated depends on your reason for stopping.
There are two scenarios for whether you can still activate it after deactivation: 1. Deactivation scenario 1: Your credit card has recently experienced abnormal transactions and may be attacked by hackers or other criminals. For the sake of the cardholder's safety, Safe, the bank has frozen the credit card. Solution: If the credit card is deactivated in this situation, the cardholder can call the card-issuing bank and ask the bank to issue a replacement credit card. After getting the new card, the card can be opened and used directly, and the original credit card can be cut off.
2. Deactivation scenario 2: Your credit card is seriously overdue and has been more than 3 months. The issuing bank has the right to unilaterally deactivate the credit card. In addition, even if the credit card is deactivated in this case, the late payment fees and interest that still exist on the cardholder's bill will continue to increase. If the amount reaches the bank's regulations, the bank can sue the cardholder. If the amount is larger, the cardholder You will also be punished. Solution: As a result, the credit card has been deactivated. It is best for the cardholder to repay the balance owed on the credit card in full. At the same time, in order to avoid the credit blacklist, it is best to reactivate the credit card, repay it on schedule, and use it continuously. The original bad credit record must be offset as soon as possible, otherwise the cardholder will not only be unable to apply for other credit cards, but also cannot apply for housing loans and other financial loans. If your credit card was deactivated due to hackers, it should be relatively easy to restore it. If you were deactivated due to overdue use, recovery may be difficult.
1. Can I apply for installment suspension if my credit card is overdue?
In theory, you can apply for payment stop install