handling fee: the handling fee for domestic RMB cash advance is 1% of each cash withdrawal amount, and the minimum charge is 1 yuan RMB; The handling fee for overseas cash advance is 3% of each cash withdrawal amount, with a minimum charge of USD 3 or 3 yuan RMB (except for cards with special provisions). There is no inter-bank handling fee for cash advance.

interest: advance cash does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at the daily rate of .5 ‰, and compound interest will be charged on a monthly basis.

limit: the advance cash limit is generally 5% of the credit limit (except for cards with special provisions). At the same time, the maximum daily cash advance for each card in China is RMB 2,; The cumulative amount of cash advanced by each household on overseas non-UnionPay lines shall not exceed the equivalent of US$ 1, per day, US$ 5, within one month and US$ 1, within six months.

(You can consult any information you want about China Merchants Bank's credit card service online through QQ or WeChat. Method 1: Search for 4825555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as friends; Method 2: Search for the number "cmb4825555" on WeChat and pay attention to China Merchants Bank Credit Card Center. )